Added a whole heap of knowledge files, including all SMSF docs. Modifed the email traige directios to tighten it the the inbox only.
This commit is contained in:
@@ -11,6 +11,12 @@ Working area for Michael's SMSF-related records, tools, decisions, and reference
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## Assets created
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- `smsf-us-stocks-tracker.xlsx`
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- First-pass workbook for tracking US stock purchases, dividends, FX conversion, holdings, annual summaries, and an accountant-facing summary tab.
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- `transactions/actual-transactions.csv`
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- Canonical ledger for real executed SMSF transactions, beginning with the 2026-05-07 NDQ purchase.
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- `transactions/actual-holdings.md`
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- Human-readable actual holdings snapshot.
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- `source-documents/`
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- Supporting screenshots, contract notes, broker confirmations, statements, and other source evidence.
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## Workbook structure
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- README
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@@ -25,6 +31,8 @@ Working area for Michael's SMSF-related records, tools, decisions, and reference
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## Key decisions captured
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- Use a dedicated SMSF tracker workbook rather than ad hoc notes.
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- Keep **actual executed transactions** separate from allocation proposals/ideas.
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- Use `transactions/actual-transactions.csv` as the canonical analyzable ledger for tax/reporting work.
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- Prioritise AUD reporting support for SMSF/admin/accounting use.
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- Include a cleaner accountant/auditor-facing summary tab separate from detailed working sheets.
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- Keep this project under `knowledge/projects/smsf/` as the long-term checkpoint location.
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@@ -8,11 +8,25 @@ Assuming **total available = 232,487**:
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|---|---|---:|---:|
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| BTC | Crypto | 150,000 | 64.5% |
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| NDQ | AU stocks | 25,000 | 10.8% |
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| GOOGL | US stocks | 10,000 | 4.3% |
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| MSFT | US stocks | 10,000 | 4.3% |
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| GOOGL | US stocks | 6,666.67 | 2.9% |
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| NVDA | US stocks | 6,666.67 | 2.9% |
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| MSFT | US stocks | 6,666.67 | 2.9% |
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| TSLA | US stocks | 5,000 | 2.2% |
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| Remaining unallocated | Cash / unallocated | 32,497 | 14.0% |
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## US stocks sub-allocation
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US component currently modelled as **25,000 total**:
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| Ticker | Role | % of US component | Approx amount |
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|---|---|---:|---:|
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| GOOGL | Core US stock | 26.67% | 6,666.67 |
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| NVDA | Core US stock | 26.67% | 6,666.67 |
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| MSFT | Core US stock | 26.67% | 6,666.67 |
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| TSLA | Tertiary / higher-conviction-risk satellite | 20.00% | 5,000.00 |
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Math note: TSLA at 20% leaves 80%; split equally across GOOGL, NVDA, and MSFT = **26.666…% each**.
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## Mentioned but no dollar amount assigned
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- Anthropic
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- OpenAI
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@@ -23,6 +37,17 @@ Assuming **total available = 232,487**:
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- **Unallocated:** 32,497
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- **Total:** 232,487
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## Actual execution status
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| Date | Allocation item | Executed? | Details |
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|---|---|---:|---|
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| 2026-04-23 to 2026-04-28 | BTC | Yes | Imported 20 BTC/AUD buys via CoinSpot from CSV. Total acquired 1.37685299877 BTC for A$149,990.18 total cash amount, incl A$150.00 fees / A$13.62 GST. Average cost A$108,936.96/BTC incl fees. Source under `source-documents/2026-05-08-btc-orderhistory/orderhistory.csv`; summary in `transactions/btc-orderhistory-summary.md`; bank funding evidence in `transactions/bank-transfer-audit-trail.md`. |
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| 2026-05-07 | NDQ | Yes | Bought 429 NDQ via Stake, limit buy at A$58.16. Trade value A$24,950.64 + A$3.00 brokerage/GST = A$24,953.64 total. Source/ledger under `transactions/` and `source-documents/2026-05-07-ndq-buy/`. |
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| 2026-05-07 | GOOGL | Yes | Bought 12 GOOGL via Stake, limit buy at US$396.20. Trade value US$4,754.40 + US$3.00 brokerage = US$4,757.40 total / A$6,571.79 at confirmed FX. Source under `source-documents/2026-05-08-us-buys/purchase-1.jpg`. |
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| 2026-05-07 | NVDA | Yes | Bought 22 NVDA via Stake, limit buy at US$211.50. Trade value US$4,653.00 + US$3.00 brokerage = US$4,656.00 total / A$6,431.72 at confirmed FX. Source under `source-documents/2026-05-08-us-buys/purchase-3.jpg`. |
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| 2026-05-07 | TSLA | Yes | Bought 8 TSLA via Stake, limit buy at US$408.00. Trade value US$3,264.00 + US$3.00 brokerage = US$3,267.00 total / A$4,512.98 at confirmed FX. Source under `source-documents/2026-05-08-us-buys/purchase-2.jpg`. |
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## Notes
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- This is a draft proposal/reference table, not an executed portfolio state.
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- Use this alongside `smsf-us-stocks-tracker.xlsx` and the Nextcloud SMSF note `Allocations`.
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- US trades use confirmed Stake deposit FX from 2026-05-08: **A$1 = US$0.723912** / **US$1 = A$1.3813833726**. See `transactions/fx-rate-notes.md`.
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- This began as a draft proposal/reference table; actual executed records now live separately in `transactions/actual-transactions.csv`.
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- Use this alongside `smsf-us-stocks-tracker.xlsx`, `transactions/actual-holdings.md`, and the Nextcloud SMSF note `Allocations`.
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"Transaction Date","Type","Market","Amount","Rate inc. fee","Rate ex. fee","Fee","Fee AUD (inc GST)","GST AUD","Total AUD","Total (inc GST)"
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28/04/2026 09:31 PM,Buy,BTC/AUD,0.0208216575,106833.83383383384,106727,2.224457497499981 AUD,2.22,0.20,2224.46,2224.46 AUD
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28/04/2026 09:31 PM,Buy,BTC/AUD,0.2131866,106833.83383383382,106727,22.775541800000266 AUD,22.78,2.07,22775.54,22775.54 AUD
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27/04/2026 08:43 AM,Buy,BTC/AUD,0.15083224676999998,109849.84984984987,109740,16.568899660201367 AUD,16.57,1.51,16568.90,16568.90 AUD
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27/04/2026 08:43 AM,Buy,BTC/AUD,0.00018126855,109849.58957303957,109739.74,0.01991227582299942 AUD,0.02,0.00,19.91,19.91 AUD
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27/04/2026 08:41 AM,Buy,BTC/AUD,0.01526480991,109796.27627606665,109686.48,1.6760192861831964 AUD,1.68,0.15,1676.02,1676.02 AUD
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27/04/2026 08:41 AM,Buy,BTC/AUD,0.062069078789999996,109796.2762762634,109686.48,6.8149537230411825 AUD,6.81,0.62,6814.95,6814.95 AUD
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26/04/2026 09:04 AM,Buy,BTC/AUD,0.018566075339999998,109313.0130129053,109203.7,2.0295136352421244 AUD,2.03,0.18,2029.51,2029.51 AUD
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26/04/2026 09:04 AM,Buy,BTC/AUD,0.01648345005,109200.44041386833,109091.24,1.800000005437835 AUD,1.80,0.16,1800.00,1800.00 AUD
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26/04/2026 09:04 AM,Buy,BTC/AUD,0.07342649999999999,109194.98041837757,109085.785438,8.01780522969345 AUD,8.02,0.73,8017.81,8017.81 AUD
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26/04/2026 09:04 AM,Buy,BTC/AUD,0.02233872891,109109.10910910911,109000,2.437358809999894 AUD,2.44,0.22,2437.36,2437.36 AUD
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26/04/2026 09:04 AM,Buy,BTC/AUD,0.07121314557,109108.1081081081,108999,7.769931585569862 AUD,7.77,0.71,7769.93,7769.93 AUD
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26/04/2026 09:02 AM,Buy,BTC/AUD,0.0045953999999999995,109019.01901901903,108910,0.5009860000000476 AUD,0.50,0.05,500.99,500.99 AUD
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26/04/2026 09:01 AM,Buy,BTC/AUD,0.01723913361,108866.86686686688,108758,1.876770463620137 AUD,1.88,0.17,1876.77,1876.77 AUD
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26/04/2026 08:59 AM,Buy,BTC/AUD,0.00439487073,108808.80880880881,108700,0.4782006490000223 AUD,0.48,0.04,478.20,478.20 AUD
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25/04/2026 09:03 AM,Buy,BTC/AUD,0.22547650778999997,108707.95795794688,108599.25,24.511090729343767 AUD,24.51,2.23,24511.09,24511.09 AUD
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25/04/2026 09:00 AM,Buy,BTC/AUD,0.00450841707,108464.43443396862,108355.97,0.4890029076920645 AUD,0.49,0.04,489.00,489.00 AUD
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24/04/2026 06:07 AM,Buy,BTC/AUD,0.21681992304,109634.83483482561,109525.2,23.771016451391993 AUD,23.77,2.16,23771.02,23771.02 AUD
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24/04/2026 06:03 AM,Buy,BTC/AUD,0.01122795081,109434.42442459366,109324.99,1.2287243343580785 AUD,1.23,0.11,1228.72,1228.72 AUD
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23/04/2026 05:24 PM,Buy,BTC/AUD,0.22638313026,109549.54954954954,109440,24.800169945599393 AUD,24.80,2.25,24800.17,24800.17 AUD
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23/04/2026 05:23 PM,Buy,BTC/AUD,0.00182410407,109549.54954954954,109440,0.19982977919999714 AUD,0.20,0.02,199.83,199.83 AUD
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@@ -0,0 +1,31 @@
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# SMSF Transactions Ledger
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This folder is for **actual executed SMSF transactions**, separate from allocation ideas/proposals.
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## Files
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- `actual-transactions.csv` — canonical analyzable ledger for purchases/sales/fees; suitable for import into spreadsheets or reporting scripts.
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- `actual-holdings.md` — readable current holdings snapshot.
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- `../source-documents/` — screenshots, contract notes, broker confirmations and statements.
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## Recording convention
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Add one row per actual transaction or fee event. Keep unknown fields blank rather than guessing.
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Important fields to capture when available:
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- trade date/time
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- settlement date
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- ticker / asset name
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- quantity
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- unit price
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- gross value
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- brokerage / GST / fees
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- total cash movement
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- broker/account
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- contract note or source document reference
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- FX rate and FX fee for non-AUD assets
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## Current first transaction
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- `2026-05-07-NDQ-BUY-001`: bought 429 NDQ via Stake for total A$24,953.64.
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@@ -0,0 +1,43 @@
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# SMSF Actual Holdings Register
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Purpose: canonical human-readable summary of real executed SMSF investments. Use `actual-transactions.csv` as the analyzable ledger for reporting/tax work.
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## Current confirmed holdings
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| Asset | Ticker | Type | Market | Quantity | Average cost | Cost base / cash out | Broker | First buy date | Source |
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|---|---:|---|---|---:|---:|---:|---|---|---|
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| Bitcoin | BTC | Cryptocurrency | BTC/AUD | 1.37685299877 | A$108,936.96/BTC incl fees | A$149,990.18 | CoinSpot | 2026-04-23 | `source-documents/2026-05-08-btc-orderhistory/orderhistory.csv` |
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| BetaShares NASDAQ 100 ETF | NDQ | ETF | ASX | 429 | A$58.16 | A$24,953.64 | Stake | 2026-05-07 | `source-documents/2026-05-07-ndq-buy/stake-ndq-buy-confirmation.jpg` |
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| Alphabet Inc Class A | GOOGL | Share | NASDAQ | 12 | US$396.20 | US$4,757.40 / A$6,571.79 | Stake | 2026-05-07 | `source-documents/2026-05-08-us-buys/purchase-1.jpg` |
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| NVIDIA Corp | NVDA | Share | NASDAQ | 22 | US$211.50 | US$4,656.00 / A$6,431.72 | Stake | 2026-05-07 | `source-documents/2026-05-08-us-buys/purchase-3.jpg` |
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| Tesla Inc | TSLA | Share | NASDAQ | 8 | US$408.00 | US$3,267.00 / A$4,512.98 | Stake | 2026-05-07 | `source-documents/2026-05-08-us-buys/purchase-2.jpg` |
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## Notes
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- BTC order history imported from CSV supplied 2026-05-08:
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- 20 BTC/AUD buys from 23 Apr 2026 to 28 Apr 2026.
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- Total acquired: **1.37685299877 BTC**.
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- Total AUD cash amount: **A$149,990.18**.
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- Fees incl GST: **A$150.00**, GST component **A$13.62**.
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- Average cost including fees: **A$108,936.96/BTC**.
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- Broker/exchange confirmed by Michael as **CoinSpot**.
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- Related bank transfer audit trail: `transactions/bank-transfer-audit-trail.md`.
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- Summary: `transactions/btc-orderhistory-summary.md`.
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- NDQ purchase was executed as a **limit buy** at A$58.16.
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- Trade value: **A$24,950.64**.
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- Brokerage and GST: **A$3.00**.
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- Total cash out: **A$24,953.64**.
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- Executed: **07 May 2026, 3:40pm Sydney time**.
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- Settlement date and contract note/reference still need to be added when available.
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- US purchases recorded from screenshots supplied 2026-05-08:
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- GOOGL: 12 shares, limit buy at US$396.20, gross US$4,754.40 + US$3.00 brokerage = US$4,757.40 total; screenshot showed 07 May 2026, 5:31pm NY.
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- NVDA: 22 shares, limit buy at US$211.50, gross US$4,653.00 + US$3.00 brokerage = US$4,656.00 total; screenshot showed 07 May 2026, 5:39pm NY.
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- TSLA: 8 shares, limit buy at US$408.00, gross US$3,264.00 + US$3.00 brokerage = US$3,267.00 total; screenshot showed 07 May 2026, 5:44pm NY.
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- FX/AUD conversion for the US purchases uses the Stake deposit confirmation supplied 2026-05-08: **A$1 = US$0.723912**, equivalent to **US$1 = A$1.3813833726**; see `transactions/fx-rate-notes.md` and source document `source-documents/2026-05-08-us-fx/stake-fx-deposit-confirmation.jpg`.
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- Deposit confirmation also showed **US$137.50 total fees**. Those fees are noted separately and have not been allocated across individual holdings unless accountant treatment later requires it.
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- This is record-keeping support only; final tax/accounting treatment should be checked with the SMSF accountant/auditor.
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## Pending future real transactions to add
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- MSFT purchase(s)
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- Any future dividends/distributions, sales, FX conversions, fees, or tax statements
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@@ -0,0 +1,25 @@
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transaction_id,status,asset_class,instrument_type,market,ticker,name,side,order_type,trade_datetime,timezone,settlement_date,quantity,price_currency,price,gross_currency,gross_amount,brokerage_currency,brokerage_and_gst,total_currency,total_cash_amount,broker,account,source_document,notes
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2026-05-07-NDQ-BUY-001,executed,equity,ETF,ASX,NDQ,BetaShares NASDAQ 100 ETF,buy,limit,2026-05-07 15:40,Australia/Sydney,,429,AUD,58.16,AUD,24950.64,AUD,3.00,AUD,24953.64,Stake,SMSF,../source-documents/2026-05-07-ndq-buy/stake-ndq-buy-confirmation.jpg,First recorded actual SMSF investment transaction. Settlement date/contract note reference not yet captured.
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2026-05-07-GOOGL-BUY-001,executed,equity,share,NASDAQ,GOOGL,Alphabet Inc Class A,buy,limit,2026-05-07 17:31,America/New_York,,12,USD,396.20,USD,4754.40,USD,3.00,USD,4757.40,Stake,SMSF,../source-documents/2026-05-08-us-buys/purchase-1.jpg,Extracted from purchase screenshot; trade time shown as NY time. Definitive FX applied from Stake deposit confirmation: A$1 = US$0.723912 (US$1 = A$1.3813833726); AUD equivalent of total cash amount = A$6571.79. Source: ../source-documents/2026-05-08-us-fx/stake-fx-deposit-confirmation.jpg; see transactions/fx-rate-notes.md.
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2026-05-07-TSLA-BUY-001,executed,equity,share,NASDAQ,TSLA,Tesla Inc,buy,limit,2026-05-07 17:44,America/New_York,,8,USD,408.00,USD,3264.00,USD,3.00,USD,3267.00,Stake,SMSF,../source-documents/2026-05-08-us-buys/purchase-2.jpg,Extracted from purchase screenshot; trade time shown as NY time. Definitive FX applied from Stake deposit confirmation: A$1 = US$0.723912 (US$1 = A$1.3813833726); AUD equivalent of total cash amount = A$4512.98. Source: ../source-documents/2026-05-08-us-fx/stake-fx-deposit-confirmation.jpg; see transactions/fx-rate-notes.md.
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2026-05-07-NVDA-BUY-001,executed,equity,share,NASDAQ,NVDA,NVIDIA Corp,buy,limit,2026-05-07 17:39,America/New_York,,22,USD,211.50,USD,4653.00,USD,3.00,USD,4656.00,Stake,SMSF,../source-documents/2026-05-08-us-buys/purchase-3.jpg,Extracted from purchase screenshot; trade time shown as NY time. Definitive FX applied from Stake deposit confirmation: A$1 = US$0.723912 (US$1 = A$1.3813833726); AUD equivalent of total cash amount = A$6431.72. Source: ../source-documents/2026-05-08-us-fx/stake-fx-deposit-confirmation.jpg; see transactions/fx-rate-notes.md.
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2026-04-28-BTC-BUY-001,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-28 21:31,Australia/Sydney,,0.0208216575,AUD,106833.83383383384,AUD,2222.23,AUD,2.22,AUD,2224.46,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$106727; fee 2.224457497499981 AUD incl GST; GST A$0.20. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
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2026-04-28-BTC-BUY-002,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-28 21:31,Australia/Sydney,,0.2131866,AUD,106833.83383383382,AUD,22752.77,AUD,22.78,AUD,22775.54,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$106727; fee 22.775541800000266 AUD incl GST; GST A$2.07. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
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2026-04-27-BTC-BUY-003,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-27 08:43,Australia/Sydney,,0.15083224676999998,AUD,109849.84984984987,AUD,16552.33,AUD,16.57,AUD,16568.90,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109740; fee 16.568899660201367 AUD incl GST; GST A$1.51. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
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2026-04-27-BTC-BUY-004,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-27 08:43,Australia/Sydney,,0.00018126855,AUD,109849.58957303957,AUD,19.89,AUD,0.02,AUD,19.91,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109739.74; fee 0.01991227582299942 AUD incl GST; GST A$0.00. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
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2026-04-27-BTC-BUY-005,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-27 08:41,Australia/Sydney,,0.01526480991,AUD,109796.27627606665,AUD,1674.34,AUD,1.68,AUD,1676.02,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109686.48; fee 1.6760192861831964 AUD incl GST; GST A$0.15. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
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2026-04-27-BTC-BUY-006,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-27 08:41,Australia/Sydney,,0.062069078789999996,AUD,109796.2762762634,AUD,6808.14,AUD,6.81,AUD,6814.95,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109686.48; fee 6.8149537230411825 AUD incl GST; GST A$0.62. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-26-BTC-BUY-007,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-26 09:04,Australia/Sydney,,0.018566075339999998,AUD,109313.0130129053,AUD,2027.48,AUD,2.03,AUD,2029.51,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109203.7; fee 2.0295136352421244 AUD incl GST; GST A$0.18. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-26-BTC-BUY-008,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-26 09:04,Australia/Sydney,,0.01648345005,AUD,109200.44041386833,AUD,1798.20,AUD,1.80,AUD,1800.00,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109091.24; fee 1.800000005437835 AUD incl GST; GST A$0.16. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-26-BTC-BUY-009,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-26 09:04,Australia/Sydney,,0.07342649999999999,AUD,109194.98041837757,AUD,8009.79,AUD,8.02,AUD,8017.81,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109085.785438; fee 8.01780522969345 AUD incl GST; GST A$0.73. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-26-BTC-BUY-010,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-26 09:04,Australia/Sydney,,0.02233872891,AUD,109109.10910910911,AUD,2434.92,AUD,2.44,AUD,2437.36,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109000; fee 2.437358809999894 AUD incl GST; GST A$0.22. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-26-BTC-BUY-011,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-26 09:04,Australia/Sydney,,0.07121314557,AUD,109108.1081081081,AUD,7762.16,AUD,7.77,AUD,7769.93,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$108999; fee 7.769931585569862 AUD incl GST; GST A$0.71. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-26-BTC-BUY-012,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-26 09:02,Australia/Sydney,,0.0045953999999999995,AUD,109019.01901901903,AUD,500.49,AUD,0.50,AUD,500.99,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$108910; fee 0.5009860000000476 AUD incl GST; GST A$0.05. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-26-BTC-BUY-013,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-26 09:01,Australia/Sydney,,0.01723913361,AUD,108866.86686686688,AUD,1874.89,AUD,1.88,AUD,1876.77,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$108758; fee 1.876770463620137 AUD incl GST; GST A$0.17. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-26-BTC-BUY-014,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-26 08:59,Australia/Sydney,,0.00439487073,AUD,108808.80880880881,AUD,477.72,AUD,0.48,AUD,478.20,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$108700; fee 0.4782006490000223 AUD incl GST; GST A$0.04. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-25-BTC-BUY-015,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-25 09:03,Australia/Sydney,,0.22547650778999997,AUD,108707.95795794688,AUD,24486.58,AUD,24.51,AUD,24511.09,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$108599.25; fee 24.511090729343767 AUD incl GST; GST A$2.23. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-25-BTC-BUY-016,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-25 09:00,Australia/Sydney,,0.00450841707,AUD,108464.43443396862,AUD,488.51,AUD,0.49,AUD,489.00,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$108355.97; fee 0.4890029076920645 AUD incl GST; GST A$0.04. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-24-BTC-BUY-017,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-24 06:07,Australia/Sydney,,0.21681992304,AUD,109634.83483482561,AUD,23747.25,AUD,23.77,AUD,23771.02,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109525.2; fee 23.771016451391993 AUD incl GST; GST A$2.16. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-24-BTC-BUY-018,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-24 06:03,Australia/Sydney,,0.01122795081,AUD,109434.42442459366,AUD,1227.50,AUD,1.23,AUD,1228.72,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109324.99; fee 1.2287243343580785 AUD incl GST; GST A$0.11. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-23-BTC-BUY-019,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-23 17:24,Australia/Sydney,,0.22638313026,AUD,109549.54954954954,AUD,24775.37,AUD,24.80,AUD,24800.17,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109440; fee 24.800169945599393 AUD incl GST; GST A$2.25. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
2026-04-23-BTC-BUY-020,executed,crypto,cryptocurrency,BTC/AUD,BTC,Bitcoin,buy,market/order-history,2026-04-23 17:23,Australia/Sydney,,0.00182410407,AUD,109549.54954954954,AUD,199.63,AUD,0.20,AUD,199.83,CoinSpot,SMSF,../source-documents/2026-05-08-btc-orderhistory/orderhistory.csv,Imported from BTC/AUD order history CSV. Rate ex fee A$109440; fee 0.19982977919999714 AUD incl GST; GST A$0.02. Broker/exchange confirmed by Michael as CoinSpot; bank transfer records captured separately for audit trail.
|
||||
|
@@ -0,0 +1,40 @@
|
||||
# SMSF Bank Transfer Audit Trail
|
||||
|
||||
Source document: `source-documents/2026-05-08-bank-transfers/bank-transfer-record-1.jpg`
|
||||
|
||||
Purpose: supporting audit trail for funding movements into SMSF investment platforms/accounts.
|
||||
|
||||
## Extracted bank transactions
|
||||
|
||||
| Date | Type | Amount | Payee / counterparty | Description / reference | Transaction ID |
|
||||
|---|---|---:|---|---|---|
|
||||
| 2026-05-07 | Withdrawal | A$25,000.00 | TRUSTEE FOR MANNING FAMILY SUPER | ANZ MOBILE BANKING PAYMENT 388279 TO TRUSTEE FOR MANNING FAMILY SUPER | 388279 |
|
||||
| 2026-04-30 | Deposit | A$157.95 | — | CREDIT INTEREST PAID | — |
|
||||
| 2026-04-30 | Withdrawal | A$25,000.00 | MANNING FAMILY SUPERANNUATION FU | ANZ MOBILE BANKING PAYMENT 301731 TO MANNING FAMILY SUPERANNUATION FU | 301731 |
|
||||
| 2026-04-28 | Withdrawal | A$25,000.00 | COINSPOT | ANZ MOBILE BANKING PAYMENT 300186 TO COINSPOT | 300186 |
|
||||
| 2026-04-27 | Withdrawal | A$25,000.00 | COINSPOT | ANZ MOBILE BANKING PAYMENT 016403 TO COINSPOT | 016403 |
|
||||
| 2026-04-27 | Withdrawal | A$25,000.00 | COINSPOT | ANZ MOBILE BANKING PAYMENT 010177 TO COINSPOT | 010177 |
|
||||
| 2026-04-27 | Withdrawal | A$25,000.00 | COINSPOT | ANZ MOBILE BANKING PAYMENT 004806 TO COINSPOT | 004806 |
|
||||
| 2026-04-24 | Withdrawal | A$25,000.00 | COINSPOT | ANZ MOBILE BANKING PAYMENT 512403 TO COINSPOT | 512403 |
|
||||
| 2026-04-23 | Withdrawal | A$25,000.00 | COINSPOT | ANZ MOBILE BANKING PAYMENT 906107 TO COINSPOT | 906107 |
|
||||
| 2026-04-15 | Deposit | A$232,487.57 | AUSTRALIANSUPER | TRANSFER FROM AUSTRALIANSUPER 800000002996763825 | 800000002996763825 |
|
||||
|
||||
## CoinSpot funding summary
|
||||
|
||||
- CoinSpot platform confirmed by Michael for BTC purchases.
|
||||
- Visible CoinSpot bank transfers: **6 × A$25,000.00 = A$150,000.00**.
|
||||
- CoinSpot transfer dates: **23 Apr 2026, 24 Apr 2026, 27 Apr 2026 ×3, 28 Apr 2026**.
|
||||
- These align with the BTC order-history total of **A$149,990.18** and leave an apparent difference of **A$9.82** before any platform cash balance/rounding/fees not represented in the order history.
|
||||
|
||||
## Other visible funding movements
|
||||
|
||||
- 2026-04-15 AustralianSuper transfer in: **A$232,487.57**.
|
||||
- 2026-04-30 withdrawal to Manning Family Superannuation FU: **A$25,000.00**.
|
||||
- 2026-05-07 withdrawal to Trustee for Manning Family Super: **A$25,000.00**.
|
||||
- 2026-04-30 credit interest: **A$157.95**.
|
||||
|
||||
## Notes
|
||||
|
||||
- Extracted from screenshot OCR/vision; keep the original image as the audit source.
|
||||
- Exact bank statement/CSV export should override this note if later supplied.
|
||||
- This is record-keeping support only; accountant/auditor should confirm final classification.
|
||||
@@ -0,0 +1,25 @@
|
||||
# BTC Order History Summary
|
||||
|
||||
Source document: `source-documents/2026-05-08-btc-orderhistory/orderhistory.csv`
|
||||
|
||||
Imported into canonical ledger: `transactions/actual-transactions.csv`
|
||||
|
||||
## Summary
|
||||
|
||||
- Transaction count: **20 BTC/AUD buys**
|
||||
- Date range: **23 Apr 2026 5:23pm** to **28 Apr 2026 9:31pm**
|
||||
- Total BTC acquired: **1.37685299877 BTC**
|
||||
- Total AUD cash amount: **A$149,990.18**
|
||||
- Total fees incl GST: **A$150.00**
|
||||
- GST component: **A$13.62**
|
||||
- Gross before fees, calculated from rate ex fee × amount: **A$149,840.19**
|
||||
- Average cost including fees: **A$108,936.96 per BTC**
|
||||
- Average rate excluding fees: **A$108,828.03 per BTC**
|
||||
|
||||
## Notes
|
||||
|
||||
- Each CSV row has been recorded as an executed BTC buy in the canonical ledger.
|
||||
- Supporting bank transfer audit trail captured in `transactions/bank-transfer-audit-trail.md`.
|
||||
- Broker/exchange confirmed by Michael as **CoinSpot**. The CSV data itself did not name the platform in the exported columns.
|
||||
- The `Rate inc. fee` column has been used as the per-unit price in the ledger; `Rate ex. fee`, fee, and GST are preserved in notes.
|
||||
- Final SMSF/accounting treatment should still be validated against exchange statements and accountant/auditor guidance.
|
||||
@@ -0,0 +1,38 @@
|
||||
# SMSF FX Rate Notes
|
||||
|
||||
Purpose: working notes for AUD conversion of USD-denominated SMSF trades.
|
||||
|
||||
## Definitive Stake deposit FX confirmation
|
||||
|
||||
Source document: `source-documents/2026-05-08-us-fx/stake-fx-deposit-confirmation.jpg`
|
||||
|
||||
Email/deposit confirmation details:
|
||||
|
||||
- Date: **08-05-2026**
|
||||
- Status: **Completed**
|
||||
- Type: **Deposit**
|
||||
- Sent: **A$25,000.00**
|
||||
- FX rate shown: **A$1 = US$0.723912**
|
||||
- Equivalent workbook rate: **US$1 = A$1.3813833726**
|
||||
- Total fees shown: **US$137.50**
|
||||
- Received: **US$17,960.30**
|
||||
- Description/reference: **3B08FFB9**
|
||||
|
||||
## Applied to US stock purchases
|
||||
|
||||
| Trade | USD total cash amount | Definitive FX used | AUD equivalent |
|
||||
|---|---:|---:|---:|
|
||||
| GOOGL buy, 12 @ US$396.20 | US$4,757.40 | US$1 = A$1.3813833726 | A$6,571.79 |
|
||||
| NVDA buy, 22 @ US$211.50 | US$4,656.00 | US$1 = A$1.3813833726 | A$6,431.72 |
|
||||
| TSLA buy, 8 @ US$408.00 | US$3,267.00 | US$1 = A$1.3813833726 | A$4,512.98 |
|
||||
|
||||
## Totals
|
||||
|
||||
- Total USD purchase cash amount recorded so far: **US$12,680.40**
|
||||
- Total AUD equivalent at definitive FX rate: **A$17,516.49**
|
||||
- USD received from deposit: **US$17,960.30**
|
||||
- Unused USD balance after these three purchases, before any other movements: **US$5,279.90**
|
||||
|
||||
## Fee treatment note
|
||||
|
||||
The deposit confirmation separately shows **US$137.50 total fees**. The AUD equivalents above apply the stated FX rate to each purchase amount. The separate deposit/FX fee has **not** been allocated across individual holdings here unless Michael/accountant chooses that treatment later.
|
||||
Reference in New Issue
Block a user