Initial commit

2026-05-05 09:40:28 +10:00
commit b865575511
116 changed files with 7290 additions and 0 deletions
@@ -0,0 +1,39 @@
+# SMSF Project Checkpoint
+
+## Purpose
+Working area for Michael's SMSF-related records, tools, decisions, and reference material.
+
+## Current direction
+- Intention is to use this space to progressively manage and document SMSF administration support.
+- Initial focus is on US stock accumulation/holding record-keeping rather than active trading.
+- Over time, this folder can hold supporting documents, summaries, and process notes as trust builds.
+
+## Assets created
+- `smsf-us-stocks-tracker.xlsx`
+  - First-pass workbook for tracking US stock purchases, dividends, FX conversion, holdings, annual summaries, and an accountant-facing summary tab.
+
+## Workbook structure
+- README
+- Settings
+- Transactions
+- Dividends
+- FX Rates
+- Holdings
+- Annual Summary
+- Year-End Checklist
+- Accountant Summary
+
+## Key decisions captured
+- Use a dedicated SMSF tracker workbook rather than ad hoc notes.
+- Prioritise AUD reporting support for SMSF/admin/accounting use.
+- Include a cleaner accountant/auditor-facing summary tab separate from detailed working sheets.
+- Keep this project under `knowledge/projects/smsf/` as the long-term checkpoint location.
+
+## Future intended use
+- Record ongoing SMSF decisions, conventions, and workflows here.
+- Potential future import/storage of the deed and other supporting SMSF documents once comfortable.
+- Continue documenting key operational/accounting preferences as they emerge.
+
+## Notes
+- This is a documentation and operational support area, not tax or financial advice.
+- Final compliance/accounting treatment should still be validated with the SMSF accountant/auditor.
@@ -0,0 +1,28 @@
+# SMSF Allocation Proposal
+
+## Current draft allocation
+
+Assuming **total available = 232,487**:
+
+| Allocation | Region / Bucket | Amount | % of Total |
+|---|---|---:|---:|
+| BTC | Crypto | 150,000 | 64.5% |
+| NDQ | AU stocks | 25,000 | 10.8% |
+| GOOGL | US stocks | 10,000 | 4.3% |
+| MSFT | US stocks | 10,000 | 4.3% |
+| TSLA | US stocks | 5,000 | 2.2% |
+| Remaining unallocated | Cash / unallocated | 32,497 | 14.0% |
+
+## Mentioned but no dollar amount assigned
+- Anthropic
+- OpenAI
+- SpaceX
+
+## Totals
+- **Allocated:** 199,513
+- **Unallocated:** 32,497
+- **Total:** 232,487
+
+## Notes
+- This is a draft proposal/reference table, not an executed portfolio state.
+- Use this alongside `smsf-us-stocks-tracker.xlsx` and the Nextcloud SMSF note `Allocations`.