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+# SMSF Allocation Proposal
+
+## Current draft allocation
+
+Assuming **total available = 232,487**:
+
+| Allocation | Region / Bucket | Amount | % of Total |
+|---|---|---:|---:|
+| BTC | Crypto | 150,000 | 64.5% |
+| NDQ | AU stocks | 25,000 | 10.8% |
+| GOOGL | US stocks | 10,000 | 4.3% |
+| MSFT | US stocks | 10,000 | 4.3% |
+| TSLA | US stocks | 5,000 | 2.2% |
+| Remaining unallocated | Cash / unallocated | 32,497 | 14.0% |
+
+## Mentioned but no dollar amount assigned
+- Anthropic
+- OpenAI
+- SpaceX
+
+## Totals
+- **Allocated:** 199,513
+- **Unallocated:** 32,497
+- **Total:** 232,487
+
+## Notes
+- This is a draft proposal/reference table, not an executed portfolio state.
+- Use this alongside `smsf-us-stocks-tracker.xlsx` and the Nextcloud SMSF note `Allocations`.