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Knowledge/projects/smsf/allocation-proposal.md

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SMSF Allocation Proposal

Current draft allocation

Assuming total available = 232,487:

Allocation Region / Bucket Amount % of Total
BTC Crypto 150,000 64.5%
NDQ AU stocks 25,000 10.8%
GOOGL US stocks 6,666.67 2.9%
NVDA US stocks 6,666.67 2.9%
MSFT US stocks 6,666.67 2.9%
TSLA US stocks 5,000 2.2%
Remaining unallocated Cash / unallocated 32,497 14.0%

US stocks sub-allocation

US component currently modelled as 25,000 total:

Ticker Role % of US component Approx amount
GOOGL Core US stock 26.67% 6,666.67
NVDA Core US stock 26.67% 6,666.67
MSFT Core US stock 26.67% 6,666.67
TSLA Tertiary / higher-conviction-risk satellite 20.00% 5,000.00

Math note: TSLA at 20% leaves 80%; split equally across GOOGL, NVDA, and MSFT = 26.666…% each.

Mentioned but no dollar amount assigned

  • Anthropic
  • OpenAI
  • SpaceX

Totals

  • Allocated: 199,513
  • Unallocated: 32,497
  • Total: 232,487

Actual execution status

Date Allocation item Executed? Details
2026-04-23 to 2026-04-28 BTC Yes Imported 20 BTC/AUD buys via CoinSpot from CSV. Total acquired 1.37685299877 BTC for A$149,990.18 total cash amount, incl A$150.00 fees / A$13.62 GST. Average cost A$108,936.96/BTC incl fees. Source under source-documents/2026-05-08-btc-orderhistory/orderhistory.csv; summary in transactions/btc-orderhistory-summary.md; bank funding evidence in transactions/bank-transfer-audit-trail.md.
2026-05-07 NDQ Yes Bought 429 NDQ via Stake, limit buy at A$58.16. Trade value A$24,950.64 + A$3.00 brokerage/GST = A$24,953.64 total. Source/ledger under transactions/ and source-documents/2026-05-07-ndq-buy/.
2026-05-07 GOOGL Yes Bought 12 GOOGL via Stake, limit buy at US$396.20. Trade value US$4,754.40 + US$3.00 brokerage = US$4,757.40 total / A$6,571.79 at confirmed FX. Source under source-documents/2026-05-08-us-buys/purchase-1.jpg.
2026-05-07 NVDA Yes Bought 22 NVDA via Stake, limit buy at US$211.50. Trade value US$4,653.00 + US$3.00 brokerage = US$4,656.00 total / A$6,431.72 at confirmed FX. Source under source-documents/2026-05-08-us-buys/purchase-3.jpg.
2026-05-07 TSLA Yes Bought 8 TSLA via Stake, limit buy at US$408.00. Trade value US$3,264.00 + US$3.00 brokerage = US$3,267.00 total / A$4,512.98 at confirmed FX. Source under source-documents/2026-05-08-us-buys/purchase-2.jpg.

Notes

  • US trades use confirmed Stake deposit FX from 2026-05-08: A$1 = US$0.723912 / US$1 = A$1.3813833726. See transactions/fx-rate-notes.md.
  • This began as a draft proposal/reference table; actual executed records now live separately in transactions/actual-transactions.csv.
  • Use this alongside smsf-us-stocks-tracker.xlsx, transactions/actual-holdings.md, and the Nextcloud SMSF note Allocations.